Mortgages for UK, overseas and high-net-worth clients

Yes. OMF supports UK home movers, first-time buyers, remortgage clients, buy-to-let investors and returning expats who need a clear view of suitable lender routes.

Yes. We can review remortgage, product transfer, equity release and capital raising options, then explain the evidence a lender is likely to request.

Yes. We support individual landlords and limited company structures, including rental cover calculations, deposit requirements and portfolio context.

Often, yes. The available route depends on the country, property type, deposit, income currency, residency position and lender appetite at the time of application.

Yes, many expats and foreign nationals can access UK mortgage options. The lender will usually focus on residency, income evidence, credit profile and deposit source.

Deposit requirements vary by country and lender. Many overseas purchases require a larger deposit than a standard UK residential mortgage, so an early case review is important.

Yes. OMF works with clients whose borrowing needs may involve larger loan sizes, variable income, asset-backed wealth, private banking considerations or international structures.

Complex income can include self-employment, contractor income, director dividends, retained profits, bonuses, commission, foreign currency income, trust income or multiple income streams.

Some lenders can consider foreign currency income, but treatment varies. A broker should check currency, country, income history and documentation before you rely on affordability figures.

OMF offers a free initial consultation. If you proceed, any broker fee is explained before you commit so you understand the cost and when it becomes payable.

The homepage quote form is reviewed by the team and the target first response is within 24 hours on working days.

OMF is UK regulated, but the FCA does not regulate some forms of overseas mortgage activity. We explain the regulatory position clearly for your case.