Mortgages for
UK & Overseas
Property
Finance homes in the UK, Spain, Portugal, France, Italy and Greece with personalised service, FCA-regulated advice — whether you live in Britain or abroad.
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Access to 250+ Lenders
Our Services
Tailored to Every Kind of Buyer
Whether you're buying your first home or expanding your property portfolio, we have the perfect solution for your unique situation.
UK Property Buyers
First-time buyers, remortgages, buy-to-let.
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UK Property Buyers
Comprehensive support for purchasing property within the UK, whether it's your first home or an investment.
International Property
Spain, Portugal, France, Greece, Italy.
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International Property
Expert mortgage advice for buying property across popular European destinations. We handle the cross-border complexities.
Complex Income
Multi-currency, loans > £1M.
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Complex Income
Specialist lenders for contractors, entrepreneurs, and those with foreign income streams or multiple assets.
Living Abroad
UK or EU property for expats.
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Living Abroad
Specialised services for expatriates looking to secure property back in the UK or within the EU.
Bridging and Development
Short-term, developments, investment finance.
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Bridging and Development
Flexible short-term lending solutions for property developments, renovations, and investment opportunities.
UK & Overseas
Your Dream Property Awaits
Simple Process, Fast Results
From first call to mortgage offer, we streamline every step with clarity and speed.
Consultation
15-minute call to understand your situation and goals
Quote & Options
Review tailored mortgage options with transparent rates
Application
Submit your application with our expert guidance
Approval
Lender review and mortgage offer confirmation
Completion
Final paperwork and funds transfer to complete your purchase
Consultation
15-minute call to understand your situation and goals
Quote & Options
Review tailored mortgage options with transparent rates
Application
Submit your application with our expert guidance
Approval
Lender review and mortgage offer confirmation
Completion
Final paperwork and funds transfer to complete your purchase
Mortgage Calculator
Estimate your monthly payments
Capital & Interest
£2,126
per month
Interest Only
£1,434
per month
Total to borrow:
£382,500
Total interest (repayment):
£255,318
Total interest (interest only):
£430,313
Total to repay:
£637,818
This is an estimate for illustrative purposes only.
This calculator provides an estimate for illustration only. For a personalised, lender-ready assessment, get your free mortgage quote above.
Client Stories
Trusted by clients worldwide
“OMF made our overseas purchase seamless and saved us thousands.”
Sarah & James Wilson
First-time buyers
London, UK
Free Download
The Complete Guide to Buying Property Abroad
13 chapters of actionable advice covering mortgages, costs, taxes, currency and common mistakes — written specifically for UK buyers.
What's inside the guide
- What UK buyers can borrow post-Brexit (LTV, rates & terms)
- The true cost breakdown — taxes, fees & hidden charges
- Step-by-step buying timeline from consultation to keys
- 12 costly mistakes that catch first-time overseas buyers
- Currency strategies that save thousands on your purchase
- Printable pre-purchase checklist for Spain, Portugal & more
Prefer to talk it through?
Book a free 20-minute call with a UK-regulated broker to review your options for UK and European property, wherever you live.
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